Smart, Secure, and Streamlined Banking for Community Success
Simplify financial operations and strengthen your association’s financial position with trusted banking solutions.
Managing financial operations for an association or business isn’t just about paying bills—it’s about strategic cash flow, secure transactions, and financial tools that support your goals. At SMAART Company, we help communities and business clients access tailored Banking Solutions through trusted partnerships that offer integrated platforms, security, and convenience.
Whether you’re a condo association, HOA, or small business, we guide you to banking solutions that reduce risk, improve visibility, and support long-term financial health.
Keep your community’s funds safe, separate, and fully insured.
Manage association finances with modern tools your board can trust.
Streamline the assessment collection process and reduce board workload.
Access capital without draining reserves or issuing large assessments.
Make it easy for owners or customers to pay—on time and online.
Safeguard your association or business from cyber and financial threats.
We help HOAs, COAs, and businesses structure accounts that match real-world financial workflows.
We connect you with institutions that understand association and corporate financial needs—so you get priority service.
Your banking setup aligns with your reports, audits, and financial planning—all under one strategy.
From account setup to signature card management, we walk you through every step with confidence.
We help you balance reserve savings, interest earnings, and payment schedules for long-term sustainability.
Real-time access, clear documentation, and full financial visibility for ultimate accountability.
Do you provide banking services directly?
No. We are not a bank—we facilitate and advise, connecting you with the best institutional partners and managing integration with your financial systems.
Is this only for HOAs and associations?
No. We also offer business banking coordination for small businesses, investment partnerships, and nonprofits.
Can you help us transition from our current bank?
Yes. We offer full transition support, including closing old accounts, migrating balances, and updating automated payments.
What if we want to earn interest on reserve funds?
We help identify high-yield FDIC-insured options tailored for community associations.
Are these services compliant with Florida statutes for associations?
Yes. We ensure your accounts and practices meet state reserve laws and financial reporting standards.
Do you assist during audits or CPA reviews?
Yes. We provide reports, documentation, and access logs that simplify audit processes and ensure clean records.
